01264 334344 

Rural Businesses - supporting a wide variety of rural plans

We’ve used our 90 years’ experience to develop funding specifically to meet the needs of farms and rural businesses. Our understanding also means that we know you and your family may have personal and commercial plans not directly linked to your farming business.

Through our Standard Loan, we can support a wide variety of these plans, whether that’s to:

  • buy a house with land for business purposes,
  • start a new small business,
  • convert existing buildings for alternative purposes, or
  • restructure existing business debt.

Please note, that if you are applying for our Standard Loan for a rural business purpose then this is subject to an applicant age limit of 75 years and is not available on interest only basis.

Examples of support

We consider lending for virtually any farm or rural business purpose. In recent years, we have supported a wide variety of commercial plans including:

  • Purchasing a house with 20 acres of land from which to run a farm machinery business, with trailer and caravan storage.
  • Procuring property from which to run a children’s nursery, a property development business and a pheasant rearing enterprise.
  • Buying a house with 75 acres to allow for a livery stable business to be set up to complement an IT business run from the same property.
  • We can also consider lending for horticultural businesses, i.e. plant and garden centres, subject to a maximum loan term of 10 years and not being available on interest only basis.

How to apply?

Your first step is to speak to an AMC specialist. They’ll help you work out the best finance options for you.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

Consolidate your loans

We can help you consolidate your existing loans, mortgage or other borrowing agreements into a single loan. This could enable you to benefit from:

  • a better interest rate, and
  • manageable monthly payments.

Our Mortgage and Loans Calculator will be able to help you calculate how much you could save through an AMC mortgage or loan compared to your current arrangements.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Relay UK. More information on the Relay UK Service can be found at: relayuk.bt.com.

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk and apply to businesses which have an annual turnover of no more than £25 million.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is a member of Lloyds Banking Group. Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.