02077 143660 

Supporting landed estates

Landed estates often include a range of revenue streams and tenure arrangements. So when you need funding, you need support that fits your unique situation.

As one of the largest and most experienced lenders to the landed estate sector, we can provide a lending solution that’s as individual as your needs.

We’re used to working with estate-based annual accounts. Whether you’re a trust, limited company, partnership, sole trader or mix, we’re experienced in providing lending that takes into account your business status.

Understanding your needs

Trust and company structures can be complex. Our experience, and access to specialist legal teams, ensures these structures are considered under any lending agreement, such as charging assets as security.

We offer long-term loans of up to 30 years under either an interest-only or capital and interest agreement. With the ability to fix the rates, we can help stabilise your estate’s capital base. The funding can also form part of your estate’s long-term planning strategy, as the loan can be passed through the generations so long as obligations continue to be met.

Why choose AMC?

AMC have the experience and knowledge to support landed estates across the sector. This is whether you’re principally agriculture, horticulture, equine or virtually any other land-based commercial business.

  • Honest and straight-talking, we understand rural businesses and the rural way of life.
  • Fixed** or variable rates of interest, or a combination.
  • Interest only or repayment options repaid monthly, quarterly or half yearly on dates which suit the cash flow of your business.
  • Loan terms from five to 30 years.
  • Loans can pass from generation to generation, so don’t need to be repaid if the borrower dies, as long as obligations to AMC continue to be met.

For more information please contact your Regional Agricultural Manager.

**There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

Applying for a loan

We can provide funding to support a wide range of plans, including:

  • Renewable energy projects
  • Property investment, including holiday lets
  • Property refurbishment
  • Land purchase
  • Investments
  • Machinery purchase
  • Will resolution
  • Diversification ambitions, such as a farm shop
  • Forestry
  • Sporting activities.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Relay UK. More information on the Relay UK Service can be found at: relayuk.bt.com.

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

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The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Keens House, Anton Mill Road, Andover, Hampshire, SP10 2NQ. Telephone: 02077 143660.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is a member of Lloyds Banking Group. Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.