01264 334344

Flexibility, competitive rates and expert help

AMC’s no-nonsense farm finance

When you need money for your farm or rural business, you want to know your borrowing is simple, flexible and affordable.

  • We can provide a short-term Flexible Facility or a long-term Standard Loan , specifically designed for your needs, whether you're a sole trader, a partnership, a company or a trust.
  • We’ve been working solely with rural and agricultural businesses for more than 85 years, so you can trust us to help you choose the best option and the most competitive rates.
Find out more about the types of business we lend to

Our lending options

Flexible Facility: short-term funding

Borrow for up to five years and repay at a rate that suits your cash flow. Pay back less in the leaner months and more when income is good. The minimum loan amount is £30,000.

Our Flexible Facility is a simple, flexible way to help your rural business prosper and grow.

Flexible Facility

Standard Loan: long-term finance

Borrow from £25,001 upwards to fund buildings, stock, new projects or equipment. 

Interest only or repayment options repaid monthly, quarterly or half yearly on dates which suit the cash flow of your business.

By providing your property or land as security, our Standard Loan gives you the money you need for consolidation, diversification or growth, with the option to pay back between five and 30 years. 

Standard Loan

Buying your farm tenancy

Having the chance to buy your farm tenancy is an exciting prospect. So when the opportunity arises, you need fast and dependable access to the right mortgage.

With our experience of helping people buy their own farms for more than 85 years, we can provide the funds and support to help secure your future.

Buying your tenancy

Loans for existing customers

If you're already an AMC customer, we’ll do everything we can to approve extra funding with the minimum of fuss and paperwork.

Existing customers

Rural business loans

We can also provide loans to businesses in rural areas as long as your loan is secured on agricultural or rural property including land, dwellings and other buildings.

Rural business loans

Applying for a loan

View details of the application process and the documents you will need, as well as answers to frequently asked questions.

Find out more

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

The benefits of an AMC Mortgage or Loan

  • Business loans are available for most rural business activities.
  • We offer a competitive mortgage rate.
  • A swift response on your proposal.
  • No annual renewal fees or reviews on standard loans.
  • Funding can be secured against land, as well as property. This enables increased capital to be raised, with the flexibility to extend the agreement terms at any time.
  • Loans and mortgages will not be ‘called-in’ upon death, and agreements will pass onto the next generation so long as obligations to AMC continue to be met.
  • We can provide decisions in principle before you make a sealed bid or go to auction.
  • Access to an experienced and knowledgeable relationship team, who understand agriculture’s unique funding needs.
  • More than 85 years’ experience and a real commitment to agriculture and the countryside.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001, minimum flexible facility £30,000. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Text Relay (previously Typetalk).

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344. The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.