Flexibility, competitive rates and expert help
AMC’s no-nonsense farm finance
When you need money for your farm or rural business, you want to know your borrowing is simple, flexible and affordable.
Find out more about the types of business we lend to
- We can provide a short-term Flexible Facility or a long-term Standard Loan , specifically designed for your needs, whether you're a sole trader, a partnership, a company or a trust.
- We’ve been working solely with rural and agricultural businesses for more than 85 years, so you can trust us to help you choose the best option and the most competitive rates.
Our lending options
Flexible Facility: short-term funding
Borrow for up to five years and repay at a rate that suits your cash flow. Pay back less in the leaner months and more when income is good. The minimum loan amount is £30,000.
Our Flexible Facility is a simple, flexible way to help your rural business prosper and grow.
Standard Loan: long-term finance
Borrow from £25,001 upwards to fund buildings, stock, new projects or equipment.
Interest only or repayment options repaid monthly, quarterly or half yearly on dates which suit the cash flow of your business.
By providing your property or land as security, our Standard Loan gives you the money you need for consolidation, diversification or growth, with the option to pay back between five and 30 years.
Buying your farm tenancy
Having the chance to buy your farm tenancy is an exciting prospect. So when the opportunity arises, you need fast and dependable access to the right mortgage.
With our experience of helping people buy their own farms for more than 85 years, we can provide the funds and support to help secure your future.
Buying your tenancy
Loans for existing customers
If you're already an AMC customer, we’ll do everything we can to approve extra funding with the minimum of fuss and paperwork.
Rural business loans
We can also provide loans to businesses in rural areas as long as your loan is secured on agricultural or rural property including land, dwellings and other buildings.
Rural business loans
Applying for a loan
View details of the application process and the documents you will need, as well as answers to frequently asked questions.
Find out more