02077 143660 

Our lending criteria

For more than 90 years, we’ve been supporting farmers and rural businesses like yours. With that experience comes a knowledge that the agricultural sector is different to other industries.

That’s why our Standard Loan has been developed specifically to help farmers or rural businesses linked to agriculture, to access funds to support consolidation, diversification or growth.

It’s also why we ensure farmers or rural businesses linked to agriculture can access the funds they need to support consolidation, diversification or growth.

Lending to you

We are happy to consider lending for most purposes connected to a farming or rural business. This could be:

  • Helping support your cash flow during the seasonal ebbs and flows.
  • Purchasing buildings, stock or equipment to support your plans.
  • Investing in new projects to enhance your business.
  • Buying your farm tenancy.

Lending in action

Across Britain, we’ve lent to a wide range of farmers and businesses to support a variety of different ambitions. These include:

  • Powys-based meat producer, turns its fortunes around all without lessening its commitment to sustainable farming practices.
    Read more about Graig Farm

Funding to non-rural businesses

Funding to non-rural businesses. Our loans have been designed specifically for farmers and rural businesses such as equestrian centres, and we can only approve applications linked to the sector.

We would therefore not be able to provide funding for investments such as expanding a residential farmhouse that was not directly linked to a farming business.

As part of Lloyds Banking Group, however, we’d be happy to introduce you to Lloyds Bank, Bank of Scotland or Halifax who are also part of the organisation. They may have the right funding solution for you, supported by access to guidance to help support your plans.

Contact our team

We have specialist staff who work only in the agricultural sector. They’ll work with you to help find the right funding for your needs, as well as providing guidance to help support your plans.

Contact us

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

Choosing the right finance

We’ll work with you to ensure you have the right finance for your needs. Find out more about our Standard Loans.

Visit our lending page

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Relay UK. More information on the Relay UK Service can be found at: relayuk.bt.com.

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Keens House, Anton Mill Road, Andover, Hampshire, SP10 2NQ. Telephone: 02077 143660.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk and apply to businesses which have an annual turnover of no more than £25 million.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is a member of Lloyds Banking Group. Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.