01264 334344

Next generation finance

We’ve been providing specialist finance for farmers for over 85 years, delivering funding built around your individual needs.

You can arrange flexible short and long-term loans with no annual reviews*, so you’re free to get on with the business of farming. Use our loan calculator to work out how much you could borrow.

Investing in your farm's future

Our Standard Loan is designed specifically to help your farm or rural business with its consolidation, diversification or growth plans, and to help you make the most of opportunities when they crop up. You can:

  • borrow from £25,001 upwards for between 5 and 30 years
  • choose either fixed or variable** interest rates with
  • interest only or repayment options repaid monthly, quarterly or half yearly on dates which suit the cash flow of your business

Find out how much you could borrow and vary the term with our loan calculator.

We can lend the amount you need for up to 60% of the value of the property or land you use as security.

Our Standard Loan can also be passed to the next generation so should anything happen to you, it won’t need repaying right away. And with no annual reviews, you’re free to get on with what you do best.*

With you whatever the weather

Whether you wish to ease your cash flow or restructure debt, our five-year Flexible Facility allows you to borrow £30,000+ and pay back at a rate that suits your cash flow. Simply pay more when you have the funds and less when you don’t. You can also draw down your funds when you need them, rain or shine.

Call us now on 01264 334747 to find out how AMC can help support your plans or complete our enquiry form.


Applying for a loan

View details of the application process and the documents you will need, as well as answers to frequently asked questions.

How to apply

* Subject to AMC credit criteria and your obligations to AMC continuing to be met.
** There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

The benefits of an AMC Mortgage or Loan

  • Business loans are available for most rural business activities.
  • We offer a competitive mortgage rate.
  • A swift response on your proposal.
  • No annual renewal fees or reviews on standard loans.
  • Funding can be secured against land, as well as property. This enables increased capital to be raised, with the flexibility to extend the agreement terms at any time.
  • Loans and mortgages will not be ‘called-in’ upon death, and agreements will pass onto the next generation so long as obligations to AMC continue to be met.
  • We can provide decisions in principle before you make a sealed bid or go to auction.
  • Access to an experienced and knowledgeable relationship team, who understand agriculture’s unique funding needs.
  • More than 85 years’ experience and a real commitment to agriculture and the countryside.

Calls charged at standard rate.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001, minimum flexible facility £30,000. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use the Next Generation Text (NGT) Service (previously Text Relay/Typetalk).

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344. The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.