01264 334344 

Looking after our existing customers

We welcome new customers to AMC, but we also like to ensure that our existing customers receive good service and access to the finance they need to grow.

We take satisfaction from seeing these plans develop, and that’s why we want to be with you all the way, through good times and bad.

2020 was a difficult year for everyone and we were able to put in a place a range of support to help our customers that were affected by the Coronavirus pandemic.

Need extra funds?

If you're already an AMC customer and are looking to expand or diversify your business, we’ll do everything we can to approve extra funds with minimum fuss and paperwork.

Just contact our New Lending Enquiries team on 01264 334747 for a no-obligation discussion about what you’re trying to achieve and how we can help.

Changes to your agreement

Changes in circumstances – whether that’s around family or business – can mean your borrowing needs to alter too. We’re always happy to discuss changing your loan to fit your new situation and we have a range of guides to help you make changes.

Changes to your agreement.

Repaying your loan early

There may be a charge for this, so please take a look at the fees on our Business Tariff (PDF, 44KB) or contact us for full details. A variable rate loan can be repaid early with no charge (unless the security property is also being discharged, in which case a handling fee will apply). Fixed rate loan* repayments may also incur a Break Cost.

Endowment policy maturity

When a policy supporting an endowment loan matures, the proceeds are normally used to repay the borrowing. You then receive any surplus funds.

Existing Flexible Facility customers

If you are an existing Flexible Facility customer, you will have received communication from us about the options open to you. You can find out more on the link below.

Existing Flexible Facility

Changing your repayments

If you want to increase or decrease your repayment amount, for example, we might be able to adjust the loan term.

You can alter the type of interest you pay at any time, by converting from variable to fixed, or from fixed to variable.* Remember that there may be a Break Cost to pay, however.

Find out more about the two types of interest.

You can also find out about how changes to the Bank of England Bank Rate can affect your loan repayments.

If you ever have any problems that could make it difficult for you to pay your loan instalments, please get in touch with our Lending Support team as soon as you can on 01264 334344.

Protect your business from fraud

Stay safe online and over the phone with our top tips.

Fraud Prevention

Supporting mental health

Running any business can be stressful but farming businesses can come with added pressure. There are a range of organisations out there that can support you.

Help and support for your mental health

* There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

Problems paying?

If you ever have any problems that could make it difficult for you to pay your loan installments, don’t be afraid to get in touch.

Call our Lending Support team as soon as you can:

01264 334344

We’ll work with you to find a solution and stop the problem from getting worse.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Relay UK. More information on the Relay UK Service can be found at: relayuk.bt.com.

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk and apply to businesses which have an annual turnover of no more than £25 million.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is a member of Lloyds Banking Group. Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.