01264 334344

Buying your farm tenancy

Having the chance to buy your farm tenancy is an exciting prospect – and landlords are increasingly opening up to the idea. When the opportunity arises, you need fast and dependable access to the right mortgage.

AMC have specialised in agricultural finance for more than 85 years. We combine competitive rates with a real understanding of rural business needs.

You could borrow more than you think

There’s a growing difference between the value of tenanted and freehold land. We can lend you up to 60% of the full value of freehold land, which it becomes on completion of the sale. And, because we can take into account other assets such as your own house, you may well be eligible for a mortgage.

Simple, no nonsense farm finance

  • Fixed* or variable rates of interest, or a combination.
  • Interest only or repayment options repaid monthly, quarterly or half yearly on dates which suit the cash flow of your business.
  • No annual reviews – provided you keep up with your payments.
  • Loan terms from five to 30 years.
  • Loans can pass from generation to generation, so don’t need to be repaid if the borrower dies, as long as obligations to AMC continue to be met.

Local knowledge and a helping hand

Taking out a mortgage is a big step. As a responsible lender, we only agree to loans for commercially sound propositions that are sustainable in the long-term and where professional advice has been taken.

Our specialist teams, experienced staff and land agents have local agricultural knowledge and can give you all the help you need to develop a proposal and choose the right loan. They’ll be happy to arrange a confidential, no obligation, no cost discussion and set you on the path to your own farm.


Applying for a loan

View details of the application process and the documents you will need, as well as answers to frequently asked questions.

How to apply

* There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

The farm is ours and we can plan further ahead now that our long-term future at Viewley Hill is secure. We were delighted with AMC’s service and competitive rates.

Graham Donaldson bought his tenanted farm in North Yorkshire with a combination of fixed-rate and interest-only mortgage over 25 years.

Read more

Calls charged at standard rate.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001, minimum flexible facility £30,000. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use the Next Generation Text (NGT) Service (previously Text Relay/Typetalk).

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344. The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.