01264 334344 

Rural Business Loans – supporting a wide variety of rural plans

We’ve used our 90 years’ experience to develop loans specifically to meet the needs of farms and rural businesses. Our understanding also means that we know you and your family may have personal and commercial plans not directly linked to your actual farming business.

Our Rural Business Loans have been developed to support a wide variety of these plans, whether that’s to:

  • buy a house with land for business purposes,
  • start a new small business,
  • convert existing buildings for alternative purposes, or
  • restructure existing business debt.

We will do our best to provide the finance you, your family or other rural contacts need to make it happen.

Examples of Rural Business Loan support

We consider lending for virtually any farm or rural business purpose. In recent years, we have supported a wide variety of commercial plans through the loan. These include:

  • Purchasing a house with 20 acres of land from which to run a farm machinery business, with trailer and caravan storage.
  • Procuring property from which to run a children’s nursery, a property development business and a pheasant rearing enterprise.
  • Buying a house with 75 acres to allow for a livery stable business to be set up to complement an IT business run from the same property.

How to apply?

Your first step is to speak to an AMC specialist. They’ll help you work out the best finance options for you, and explain the Rural Business Loan in more detail.

How much can you borrow?

Use our Mortgage and Loans Calculator to work out how much you could borrow to support your ambitions.

Mortgage Calculator

Consolidate your loans

We can help you consolidate your existing loans, mortgage or other borrowing agreements into a single loan. This could enable you to benefit from:

  • a better interest rate, and
  • manageable monthly payments.

Our Mortgage and Loans Calculator will be able to help you calculate how much you could save through an AMC mortgage or loan compared to your current arrangements.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

If you have a hearing or speech impairment you can use Relay UK. More information on the Relay UK Service can be found at: relayuk.bt.com.

Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.

Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc, registered in England & Wales, no. 234742. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Telephone: 01264 334344.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk and apply to businesses which have an annual turnover of no more than £25 million.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is a member of Lloyds Banking Group. Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.