Terms and Conditions
THIS IS THE OFFICIAL WEBSITE OF THE AGRICULTURAL MORTGAGE CORPORATION PLC.
Terms and conditions of use of The Agricultural Mortgage Corporation plc internet website.
YOU SHOULD READ THESE CONDITIONS CAREFULLY BEFORE USING THIS SITE. YOU SHOULD ALSO READ THE CONDITIONS ABOUT EACH SERVICE ON THIS SITE.
References to “you” and “your” are references to any person accessing this website.
References to “we”, “us” and “our” are references to The Agricultural Mortgage Corporation plc.
References to Lloyds TSB group are references to Lloyds TSB group of companies which includes all companies with the Lloyds TSB name, Cheltenham and Gloucester plc, and Scottish Widows plc, and their associated companies.
These terms and conditions govern your use of this website and by using the website you agree to be legally bound by these terms and conditions. If you do not accept our terms and conditions, please do not use this website.
Please note that all AMC products and services are also subject to separate terms and conditions which govern their use. We reserve the right to change these terms and conditions at any time without notice by updating this posting and your continued access to or use of this website show that you are agreeing to keep the updated terms and conditions. We reserve the right to change the contents of this website without notification. We shall not be obliged to remove any outdated information from the website or expressly to mark it as being updated.
Who can use this website
1 This website complies with appropriate UK legislation and it is to be used only by persons who access it from within the UK and the services on this website are only available to UK residents. If you choose to access information on this website from outside the UK it is entirely at your own risk.
Exclusions of our liability
The following clauses exclude or limit our legal liability in connection with your use of this website. You should read them carefully. They all apply only as far as the law permits, and in particular we do not intend to affect our duties and liabilities to you under the Financial Services and Markets Act 2000, or the rules and regulations for the conduct of business under this Act.
3 This website contains a large amount of complex information. We have tried to make it as clear, easy to use and accurate as possible. However we exclude all express or implied warranties, undertakings or representations to the fullest extent permitted by law, that this website or (including without limitation) all or any part of the content or materials available on it, is accurate, complete, or up to date. We will have no liability to you if it is not.
4 The fact that information, products or services are shown on this website does not mean that:
(a) you should rely on the information (whether provided by us or third parties);
(b) we endorse the information, products or services provided by third parties; or
(c) the product and services that we provide are suitable for you. It is your responsibility to check this out. Some of the services on this website may not be available or may have changed.
5 To provide increased value to users of this website, we may provide links to other websites or resources (that are not part of AMC or the Lloyds TSB group) for you to access at your sole discretion, You acknowledge and agree that we do not review or endorse such websites and shall not be responsible or liable for (either directly or indirectly), the privacy practices or content of such websites, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.
6 Please remember that email is not a completely secure means of communication: it may be possible for others to intercept and read your messages. So if you choose to send us information by email, it is at your own risk. We are not responsible if this website does not work properly or at all.
7 We will accept no liability in any event including (without limitation) negligence for any damages or loss of any kind, including (without limitation) direct, indirect, incidental, special or consequential damages, expenses or losses arising out of or in connection with your use of the website or in connection with any error, omission, defect, computer virus or system failure or loss of any profit, goodwill or reputation arising out of or in connection with the access or use of this website or linking to other websites from this website.
8 Access to and use of this website is at your own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property. We accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorized third parties.
Copyrights, trademarks and copying materials on this website
9 We own (or have a licence for) all copyrights for this website and all trademarks and other materials used on it. (Note in particular that AMC is the registered trademark of The Agricultural Mortgage Corporation plc.)
10 You may use anything on this website for your personal information only and in connection with services from us. You may print, copy, download or temporarily store extracts from our website for these purposes only. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no-one may use any part of our website on any other website, or link any other website to our website, without this permission.
No Offer or Advice
11 Nothing contained in this website constitutes investment, legal, tax or other advice and is not to be relied upon in making an investment or other decision. You should obtain relevant professional advice before making any investment decision.
12 Nothing on this website should be construed as a solicitation or offer to acquire or dispose of any investment or to engage in any other transaction.
13 This website, and these conditions, are governed by English law. Any disputes arising from this website shall be resolved by the English courts, unless you can show you accessed the website from Scotland in which case the Scottish courts may be used.
14 In the event that any provision of these terms and conditions is held to be unenforceable, it will not affect the validity and enforceability of the remaining provisions.
15 In order to maintain the security of our systems, protect our staff and detect fraud and other crimes, we reserve the right to monitor all internet communications, including web and email traffic, into and out of our domain. Monitoring includes (without limitation) checks for viruses and other malignant code, criminal activity, and use or content that is unauthorized or unlawful or material that could cause offence in any way.
16 The Agricultural Mortgage Corporation PLC. Registered office: Charlton Place, Charlton Road, Andover, Hampshire SP10 1RE. Registered in England and Wales no. 234742. Telephone 01264 334334.
The Agricultural Mortgage Corporation PLC is a wholly owned subsidiary of Lloyds TSB Bank plc.
18 If you have any questions or comments about this website, these terms and conditions or the privacy statement appearing on the website, please contact us.
Our Service Promise
19 We aim to provide the highest level of customer service possible. However if you experience a problem, we will always seek to resolve this as quickly as possible. You can request a copy of our 'How to voice your concerns' leaflet by calling 01264 334747.
CONFIDENTIALITY NOTE FOR WEBSITE
Messages sent by email may not be secure and may be intercepted by third parties. For these reasons, please do not use email to send us communications which contain confidential information, or which need our immediate attention: we require these communications to be in writing. Please contact your Regional Account Manager or Business Manager directly. Details can be found in the Regional Contacts section of the website.
If you disregard this warning and choose to send us confidential information, you agree that you do so at your own risk and that you will not hold us responsible for any loss that you suffer as a result.
IMPORTANT INFORMATION ABOUT COMPENSATION ARRANGEMENTS
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - are covered by the scheme. In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the bank including their share of any joint account, and not to each separate account.
For further information about the scheme (including the amounts covered and eligibility to claim) please call us on 01264 360560, refer to the FSCS website www.FSCS.org.uk or call 020 7892 7300 or 0800 678 1100.