Loan finder

Our loan application process is quick and easy

To obtain a short or long-term AMC loan, you will normally need to offer security in the form of property (a house and land, and/or buildings). We can lend up to 60% of the value of your security, depending on the proposal you have in mind. We will lend to sole traders, partnerships, companies, trusts and pension funds as long as the business involved has sufficient income to service the loan.

Our short-term Flexible Facility enables you to draw money whenever you wish, for any business purpose. You set a monthly repayment of an amount that suits your cash flow (minimum £5). When cash is tight you can reduce the payment, or when you have spare cash, you can make extra payments to reduce the capital you owe. It’s a simple, flexible way to deal with the inevitable month-by-month fluctuations in income and expenses. The minimum loan is £30,000 over five years, the interest rate is variable, and interest is calculated daily.

Our long-term facility is typically for larger loans to be repaid over any period from five to 40 years. Subject to approval, you can extend the term at any time, to fit in with your changing circumstances. The minimum loan is £25,001.