Borrow short-term

The AMC Flexible Facility

The AMC Flexible Facility gives you the flexibility to draw money as and when you need it for any business purpose, such as buying inputs, machinery, new buildings, or quota. Facility payments can be made to suit cashflow as your income fluctuates during the year. The AMC Flexible Facility is a five year facility. You can ask AMC to consider an extension of the facility term at any time. There are additional costs if the facility is closed before the agreed term end date.

When cashflow is low, or when there are other expenses that need to be budgeted for, you can reduce your payments and pay as little as £5 per month. Alternatively, if your cashflow allows, you can make extra payments, without penalty, when you have the cash to spare and reduce the capital balance of your AMC Flexible Facility faster. Even when capital has been repaid, and you find yourself in need of more funds, you can re-draw that money and borrow back up to the limit of the facility, without needing to re-apply. These transactions can be arranged over the telephone.

The AMC Flexible Facility is available at a variable interest rate, with interest calculated daily. As with all loans from AMC, the facility must be secured against agricultural property.

Further details are available from your regional contact, or from AMC Agents.