The AMC Flexible Facility

The setting-up cost for the AMC Flexible Facility is negotiable (minimum £750, minimum facility limit £30,000), and there is an annual administration charge of 0.5%. The AMC Flexible Facility is over a term of 5 years on a variable rate basis only. If you know how much you want to borrow, why not contact us for a quote?

Alternatively, we can also provide cost illustrations if you need a larger loan over a longer term – our Standard Loan is available for any loan amount from £25,001 upwards for any period from five to forty years, with the choice of a fixed or variable interest rate. Click here for more information.

  • agricultural inputs (e.g. seed, fertiliser, sprays)
  • buying farm machinery
  • buying livestock
  • developing property for rent or sale
  • expanding your business (ideal for buying quota)
  • putting up new buildings
  • restructuring your finances
  • offsetting a cash flow shortfall arising from the Single Payment scheme

Why not use the built-in flexibility of this account to make your life easier?

For example, if you are an arable farmer with income concentrated in the autumn, you could buy your inputs, then let your account accrue interest during the 'lean' months of the year, and later repay when cash from your harvest is available.

Or if you are a livestock or mixed farmer, needing funds for a new building or stock that will not show a return for some time, you could cover the cost without worrying about interest or capital payments until there is a return on your investment. You can ask AMC to consider an extension of the facility term at any time.


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With 85 years' experience to draw upon, you can be confident that we really do understand rural business and the rural way of life


THE AGRICULTURAL MORTGAGE CORPORATION PLC IS REGISTERED IN ENGLAND & WALES NO.234742. REGISTERED OFFICE: CHARLTON PLACE, CHARLTON ROAD, ANDOVER, SP10 1RE. LOANS AVAILABLE FOR BUSINESS PURPOSES ONLY. AMC ONLY LEND ON A SECURED LOAN BASIS. TOTAL MINIMUM AMC LOAN £25,001. TOTAL MINIMUM FLEXIBLE FACILITY £30,000. LENDING IS SUBJECT TO STATUS.

† Office hours are 09:00 to 17:00, Monday to Friday, excluding Bank and Public holidays.
†† Please note that any data sent via e-mail is not secure and could be read by others.

The Agricultural Mortgage Corporation plc is a wholly owned subsidiary of Lloyds Banking Group. The Lloyds Banking Group includes Lloyds TSB Bank plc and a number of other companies using brands including Lloyds TSB, Halifax and Bank of Scotland, and their associated companies.